by Darius on September 6, 2010
It is an unfortunate fact that when we get older, we lose some of the abilities that we had when we were younger. Eyesight gets worse, as do reflexes and concentration ability. A large number of collisions on the road are caused by drivers over the age of 65, and this is not something that is overlooked by the vehicle insurance companies. Insurance for elderly drivers is usually more expensive than for people under the age of 65.
Now it would be unfair to say that all drivers under the age of 65 are incompetent, but unfortunately the statistics are high enough to say that over 65s are a high risk driving category. These drivers would most likely fail a drivers test if they were to have one again. BUT there ARE competent, cautious and legible over 65 drivers, who do not deserve to pay the very high premium that comes with the age.
The first thing that needs to be done is to look for an insurance company that offers specialised packages just for elderly drivers. There are even some motor insurance companies that are dedicated solely to catering for elderly drivers’ needs. As with anyone else seeking motor insurance, it is important to compile quotes.
In order to obtain a low premium, the elderly driver will probably need to do a few tests proving that they are still competent. This includes an eye test and a test of the reflexes and concentration. Another way of lowering the car insurance premium is to get insurance with a company that does insurance for car and household contents, as putting all the insurance needs under one umbrella can give a much lower monthly cost in total.
There may also be a quiz on the rules of the road. Bear in mind that it can be 20 or even 30 years since the proper driving test was taken, so it is important that the elderly person is completely aware of how to drive safely.
by Darius on September 6, 2010
Under eye bags, puffiness and dark circles are common problems. They are sometimes caused by lack of sleep or allergic reactions, but often they are simply a side effect of the aging process.
If you look at a child in the early morning, you will often see that the skin around their eyes looks “puffy” or slightly swollen. But, in a very short time, the swelling goes away and the skin looks normal.
Young skin is very “elastic”, it swells up and snaps back, with no damage done. But, as time goes by, we lose that elasticity. After we reach the age of thirty, the production of collagen and elastin fibers starts to slow down. It is those fibers that give the skin its firmness and elasticity.
One of the first things that we notice is under eye bags, puffiness or a swollen look that doesn’t go away during the day, combined with a lack of new collagen and elastin fibers, we have decreased circulation.
So, more fluid stays under the eyes. Sometimes waste products build up in the fluids and we end up with dark circles or a kind of bruised look. The solution to bags under the eyes, puffiness and dark circles is to improve circulation, increase collagen and elastin production and reduce inflammation.
Collagen and elastin fibers are made up of amino acid protein chains. Scientists have learned how to extract those amino acid chains from plants, fruits, vegetables and other natural sources. They have also identified the ones that most closely resemble the skin’s and learned how to properly manufacture them, so that they can be used to produce new fibers and cells.
It sounds amazing, but some dermatologists have realized for years that this was possible. It was just a matter of finding the right combination of ingredients. Some new products on the market have found that combination. The appearance of under eye bags, puffiness and dark circles can now be reduced considerably. See ‘Top 5 Creams’ section to learn more about the best products currently available on the market.
